Legal
The agreements and policies for using Xpat. Xpat is operated by Remit2Any Inc. Money movement is provided by our regulated partners — see Licenses & partners.
- Terms of ServiceThe agreement for using Xpat — accounts, transfers, fees, ACH, limits, closing your account and disputes.›
- Privacy PolicyWhat we collect, why, who we share it with, and your choices — including California and India rights.›
- Refunds, cancellations & errorsCancelling a transfer, getting a refund, and how we fix errors.›
- ACH authorizationWhat you authorize when you pay from a linked US bank account, and what happens if a debit is returned.›
- Electronic communicationsYour consent to receive notices, receipts and disclosures electronically.›
- Cash Plus Account disclosureWho provides the Cash Plus Account, how your dollars are held, and what is and isn’t insured.›
- High Yield termsHow the High Yield program works, how rates are set, and its risks.›
- Identity verificationWhy we verify you, what we check, and who checks it.›
- Transfer Credit termsThe extra rupees on your first transfers to your own NRO account.›
- Referral program termsInviting friends, when bonuses are earned, and what doesn’t count.›
- Rewards, coupons & gift cardsCoupons, scratch cards, credits and gift cards.›
- Merchant terms (Get paid)For anyone accepting payments with Xpat — refunds, disputes, reversals and reserves.›
- Licenses & partnersWho we are and the regulated partners that provide each service.›
Reviews 
Blog 
Terms 
Privacy