Trusted by thousands of NRIs across the USA, xpat.money offers fast, secure money transfers with competitive exchange rates, zero hidden fees, and real-time tracking.
User Rate
From sign-up to delivery — the entire process takes under 5 minutes for first-time users.
Sign up in under 2 minutes using your email address. It's free and only takes a moment.
Verify your identity with a valid US government-issued ID. Once verified, you're ready to send anytime.
Choose your recipient, enter their bank details, and specify the amount you'd like to send.
Review your transfer, confirm the payment, and track its progress in real time until it reaches your recipient.
Simple, transparent, and built for NRIs sending money to India.
No hidden markup. See the exchange rate and exactly how much your recipient will receive before you send money.
The amount you see is the amount you pay. No surprise deductions during the transfer.
Send money with confidence. Most transfers are completed within a single day.
Your account and transfers are protected using bank-grade encryption and multiple security checks.
Securely connect your US bank account once and send money whenever you need without entering bank details every time.
Need help? Our support team is available to assist you before, during, and after your transfer.
Reshmi kumari
Umamaheswar Acharapu
Neelima Senapathi
Suresh Thakur
Prateek Goyal
Pratipati Anusha
Sonia
Ashokchowdary A
Girish Vanganuru
Gourneni Bharath
Raghavender Samala
Reshmi kumari
Umamaheswar Acharapu
Neelima Senapathi
Suresh Thakur
Prateek Goyal
Pratipati Anusha
Sonia
Ashokchowdary A
Girish Vanganuru
Gourneni Bharath
Raghavender Samala
Reshmi kumari
Umamaheswar Acharapu
Neelima Senapathi
Suresh Thakur
Prateek Goyal
Pratipati Anusha
Sonia
Ashokchowdary A
Girish Vanganuru
Gourneni Bharath
Raghavender Samala
Reshmi kumari
Umamaheswar Acharapu
Neelima Senapathi
Suresh Thakur
Prateek Goyal
Pratipati Anusha
Sonia
Ashokchowdary A
Girish Vanganuru
Gourneni Bharath
Raghavender Samala
Yes. xpat.money uses bank-grade security, identity verification, and regulatory compliance to protect every transfer. Your personal and financial information is encrypted, and every transaction is monitored to help keep your money secure.
No. Before you confirm your transfer, you'll always see the exchange rate, any applicable fees, and the exact amount your recipient will receive. There are no hidden surprises after you confirm your transfer.
Most transfers are completed within minutes. Depending on your payment method, bank processing times, or verification requirements, some transfers may take up to 1-3 business days.
xpat.money is built specifically for NRIs sending money to India. We focus on competitive exchange rates, transparent pricing, fast transfers, and a simple experience, helping your recipient receive more from every transfer.
If your transfer cannot be completed due to incorrect bank details, verification requirements, or technical issues, we'll notify you immediately. Our support team will work with you to resolve the issue and keep you updated throughout the process.
Yes. You can track your transfer from the moment it's initiated until it reaches your recipient's bank account. We'll also send you status updates so you always know where your money is.
Getting started is simple. Create your account, complete a quick identity verification, link your US bank account, and add your recipient's bank details in India. Once verified, you can start sending money in just a few minutes.
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