USD to INR
currency converter.
Check today’s US dollar to Indian rupee rate and see exactly how many rupees your family gets before you send money to India.
Send money to India
New user rate•$1 = ₹96.20 ₹106.00
INRRecipient gets₹97,180.00SAMPLE RATEUsually arrives today · you get ₹3,053 more than a typical bank
Transfer nowUS dollars to Indian rupees
What common amounts are worth at our current rate for transfers to your own account. For the exact amount, use the converter above.
- $1₹96.20
- $10₹962.00
- $50₹4,810.00
- $100₹9,620.00
- $500₹48,100.00
- $1,000₹96,200.00
- $2,000₹1,92,400.00
- $5,000₹4,81,000.00
- $10,000₹9,62,000.00
At ₹96.20 per dollar (our rate to your own account) — the market rate is ₹96.42. Rates change through the day.
Understanding the USD to INR rate
For NRIs in the USA, the dollar-to-rupee rate decides how much reaches family back home. When the dollar is strong, the same transfer is worth more: at ₹88 per dollar, $1,000 is ₹88,000; at ₹90, the same $1,000 is ₹90,000.
The market (mid-market) rate is the midpoint between the buying and selling price of dollars — the rate you see when you search “USD to INR”. Banks and money-transfer apps quote you a rate below it and keep the difference, often on top of a visible fee.
Xpat doesn’t charge a transfer fee. We show our rate and the market rate side by side, and the exact rupees your recipient gets, before you confirm.
Why NRIs send with Xpat
A rate you can check
Our rate, next to the market rate, before every transfer.
Any Indian bank
Send to SBI, HDFC, ICICI, Axis and other Indian banks with an account number and IFSC.
No transfer fee
The full amount you send goes toward rupees.
Good to know
The converter at the top of this page uses today’s rate. The dollar-to-rupee rate changes through the day with global currency markets, so check it right before you send.
Enter 1,000 in the converter for today’s amount. Every one-rupee move in the rate changes what your family gets by ₹1,000 on a $1,000 transfer.
Google shows the market (mid-market) rate. Banks and transfer apps quote a lower rate and keep the difference, sometimes on top of a fee. Compare the rupees your recipient actually gets.
Compare the rupees your recipient gets — rate and fees together — and how fast it arrives. New Xpat customers also get a welcome rate on their first transfer, shown in the converter.
With Xpat, most transfers are credited within minutes to hours; some take 1–3 business days. Traditional bank wires often take 3 to 5 business days.
The rates on this page are for information. Your final rate and the rupees your recipient gets are confirmed on the review screen before you send.