Explore banking options for NRIs in the USA and India, including US checking and high-yield savings accounts, CDs, and Indian NRE, NRO, and FCNR accounts. Compare interest rates, banking fees, account opening requirements, KYC, FDIC deposit insurance, RBI regulations, international transfers, repatriation rules, and banking services offered by institutions such as Chase, Bank of America, SBI, ICICI Bank, and HDFC Bank etc