WhatsApp

Zero fees, best rates, and complete peace of mind.

Xpat Logo Icon Representing New User International Money Transfer Rates New User Rate
Chevron Down Icon on Xpat for Expanding Currency, Country, and Transfer Options
Sparkles Icon on Xpat Highlighting Featured Benefits and International Transfer ServicesNew User Bonus

Enjoy a special exchange rate on your first transfer, valid on up to $100

Woman Using Xpat for Fast and Secure International Money Transfers to India

Trusted by thousands, Proven by Numbers

  • active users.
  • transfers completed.
  • saved in forex fees.

Invite friends, and earn rewards.

When you refer a friend and they sign up and make their first transaction, you earn $25 straight into your wallet.

How It Works: 3 Steps Closer to Home

  • icon

    Set up an account just with your Email or login with your Gmail.

  • icon

    Can Use: US Driver's License, US Passport, Proof of Visa with Foreign Passport

  • icon

    A valid PAN and one of the Aadhaar, Driver's License, Passport or Voter ID are required.

Create an Account on Xpat to Transfer Money to India from the USA
US KYC Verification on Xpat to Complete Secure International Money Transfers from the USA to India
India KYC Verification on Xpat to Enable Secure International Money Transfers from the USA to India

To comply with regulations, we verify your identity for both the USA and India. You know what’s the best part? Our process completes 99% of verifications instantly.

Supporting loved ones in all 50 states, completely free.

Transfer Details on Xpat Showing Exchange Rates and Money Transfer Information from the USA to India

Earn interest on your balance with transparent, fee-free savings

Shield
Withdraw anytime after 7 days

Withdraw your savings and accrued interest anytime after 7 days.

Shield
No fees or hidden charges

We don’t charge to earn or hold your money.

Up ArrowProjected savings outcome

Starting amount

$ 500,000

for a period of

You would get

$ 500,000.00
Compounding Interest Rate: 0%
Built on Trust
Perfected for NRIs who deserve the best.
User Image

Reshmi kumari

USA Flag

Awesome service! money got credited to Indian bank account in less than 10 minutes. Got best rate on first transfer and received a bonus of INR 2025 when used the code YWCGJ at the time of signup. The only pain was the KYC process which took about 15 minutes.

StarStarStarStarStar
User Image

Umamaheswar Acharapu

USA Flag

Response is very good. Exchange rate high compared to others.

StarStarStarStarStar
User Image

Neelima Senapathi

USA Flag

Convenient and secure! Xpat is easy to use and I feel confident that my transactions are secure. Great job!

StarStarStarStarStar
User Image

Suresh Thakur

USA Flag

Very Satisfied with the service. Transfer from USA to India for instantaneous. Customer service is very good and helpful , helped every step of process.

StarStarStarStarStar
User Image

Prateek Goyal

USA Flag

Its fast, reliable, and better than google conversion rates with no hidden charges or fees, can't get any better. Loved its intuitive UI and completely automated workflows.

StarStarStarStarStar
User Image

Pratipati Anusha

USA Flag

The Customer Service is great and transactions are super fast.

StarStarStarStarStar
User Image

Sonia

USA Flag

Got a great exchange rate, and my concern was addressed speedily.

StarStarStarStarStar
User Image

Ashokchowdary A

USA Flag

It’s excellent interface and easy to use .. the response getting from chat option is impressive.

StarStarStarStarStar
User Image

Girish Vanganuru

USA Flag

Knowing my money is secure end to end is the most important thing for me when I pick a remittance service and Xpat excelled in that category to keep me assured. Account set up was fast and transaction speed was faster. They went extra mile to make sure customer experience was not short changed by actively engaging with me on every step. This service got me hooked!

StarStarStarStarStar
User Image

Gourneni Bharath

USA Flag

This app saved me good money with exchange rates better than any alternative apps like remitly or xoom. It is easy to use with simple setup, and most times money gets credited in 30 mins. They do not charge any additional fees for faster transfers.

StarStarStarStarStar
User Image

Raghavender Samala

USA Flag

I have used Xpat for transferring money to India. Xpat offers much less wait times and better conversion rates than other big players. I was able to trasfer higher amounts as well through their advanced options.

StarStarStarStarStar
User Image

Reshmi kumari

USA Flag

Awesome service! money got credited to Indian bank account in less than 10 minutes. Got best rate on first transfer and received a bonus of INR 2025 when used the code YWCGJ at the time of signup. The only pain was the KYC process which took about 15 minutes.

StarStarStarStarStar
User Image

Umamaheswar Acharapu

USA Flag

Response is very good. Exchange rate high compared to others.

StarStarStarStarStar
User Image

Neelima Senapathi

USA Flag

Convenient and secure! Xpat is easy to use and I feel confident that my transactions are secure. Great job!

StarStarStarStarStar
User Image

Suresh Thakur

USA Flag

Very Satisfied with the service. Transfer from USA to India for instantaneous. Customer service is very good and helpful , helped every step of process.

StarStarStarStarStar
User Image

Prateek Goyal

USA Flag

Its fast, reliable, and better than google conversion rates with no hidden charges or fees, can't get any better. Loved its intuitive UI and completely automated workflows.

StarStarStarStarStar
User Image

Pratipati Anusha

USA Flag

The Customer Service is great and transactions are super fast.

StarStarStarStarStar
User Image

Sonia

USA Flag

Got a great exchange rate, and my concern was addressed speedily.

StarStarStarStarStar
User Image

Ashokchowdary A

USA Flag

It’s excellent interface and easy to use .. the response getting from chat option is impressive.

StarStarStarStarStar
User Image

Girish Vanganuru

USA Flag

Knowing my money is secure end to end is the most important thing for me when I pick a remittance service and Xpat excelled in that category to keep me assured. Account set up was fast and transaction speed was faster. They went extra mile to make sure customer experience was not short changed by actively engaging with me on every step. This service got me hooked!

StarStarStarStarStar
User Image

Gourneni Bharath

USA Flag

This app saved me good money with exchange rates better than any alternative apps like remitly or xoom. It is easy to use with simple setup, and most times money gets credited in 30 mins. They do not charge any additional fees for faster transfers.

StarStarStarStarStar
User Image

Raghavender Samala

USA Flag

I have used Xpat for transferring money to India. Xpat offers much less wait times and better conversion rates than other big players. I was able to trasfer higher amounts as well through their advanced options.

StarStarStarStarStar
User Image

Reshmi kumari

USA Flag

Awesome service! money got credited to Indian bank account in less than 10 minutes. Got best rate on first transfer and received a bonus of INR 2025 when used the code YWCGJ at the time of signup. The only pain was the KYC process which took about 15 minutes.

StarStarStarStarStar
User Image

Umamaheswar Acharapu

USA Flag

Response is very good. Exchange rate high compared to others.

StarStarStarStarStar
User Image

Neelima Senapathi

USA Flag

Convenient and secure! Xpat is easy to use and I feel confident that my transactions are secure. Great job!

StarStarStarStarStar
User Image

Suresh Thakur

USA Flag

Very Satisfied with the service. Transfer from USA to India for instantaneous. Customer service is very good and helpful , helped every step of process.

StarStarStarStarStar
User Image

Prateek Goyal

USA Flag

Its fast, reliable, and better than google conversion rates with no hidden charges or fees, can't get any better. Loved its intuitive UI and completely automated workflows.

StarStarStarStarStar
User Image

Pratipati Anusha

USA Flag

The Customer Service is great and transactions are super fast.

StarStarStarStarStar
User Image

Sonia

USA Flag

Got a great exchange rate, and my concern was addressed speedily.

StarStarStarStarStar
User Image

Ashokchowdary A

USA Flag

It’s excellent interface and easy to use .. the response getting from chat option is impressive.

StarStarStarStarStar
User Image

Girish Vanganuru

USA Flag

Knowing my money is secure end to end is the most important thing for me when I pick a remittance service and Xpat excelled in that category to keep me assured. Account set up was fast and transaction speed was faster. They went extra mile to make sure customer experience was not short changed by actively engaging with me on every step. This service got me hooked!

StarStarStarStarStar
User Image

Gourneni Bharath

USA Flag

This app saved me good money with exchange rates better than any alternative apps like remitly or xoom. It is easy to use with simple setup, and most times money gets credited in 30 mins. They do not charge any additional fees for faster transfers.

StarStarStarStarStar
User Image

Raghavender Samala

USA Flag

I have used Xpat for transferring money to India. Xpat offers much less wait times and better conversion rates than other big players. I was able to trasfer higher amounts as well through their advanced options.

StarStarStarStarStar
User Image

Reshmi kumari

USA Flag

Awesome service! money got credited to Indian bank account in less than 10 minutes. Got best rate on first transfer and received a bonus of INR 2025 when used the code YWCGJ at the time of signup. The only pain was the KYC process which took about 15 minutes.

StarStarStarStarStar
User Image

Umamaheswar Acharapu

USA Flag

Response is very good. Exchange rate high compared to others.

StarStarStarStarStar
User Image

Neelima Senapathi

USA Flag

Convenient and secure! Xpat is easy to use and I feel confident that my transactions are secure. Great job!

StarStarStarStarStar
User Image

Suresh Thakur

USA Flag

Very Satisfied with the service. Transfer from USA to India for instantaneous. Customer service is very good and helpful , helped every step of process.

StarStarStarStarStar
User Image

Prateek Goyal

USA Flag

Its fast, reliable, and better than google conversion rates with no hidden charges or fees, can't get any better. Loved its intuitive UI and completely automated workflows.

StarStarStarStarStar
User Image

Pratipati Anusha

USA Flag

The Customer Service is great and transactions are super fast.

StarStarStarStarStar
User Image

Sonia

USA Flag

Got a great exchange rate, and my concern was addressed speedily.

StarStarStarStarStar
User Image

Ashokchowdary A

USA Flag

It’s excellent interface and easy to use .. the response getting from chat option is impressive.

StarStarStarStarStar
User Image

Girish Vanganuru

USA Flag

Knowing my money is secure end to end is the most important thing for me when I pick a remittance service and Xpat excelled in that category to keep me assured. Account set up was fast and transaction speed was faster. They went extra mile to make sure customer experience was not short changed by actively engaging with me on every step. This service got me hooked!

StarStarStarStarStar
User Image

Gourneni Bharath

USA Flag

This app saved me good money with exchange rates better than any alternative apps like remitly or xoom. It is easy to use with simple setup, and most times money gets credited in 30 mins. They do not charge any additional fees for faster transfers.

StarStarStarStarStar
User Image

Raghavender Samala

USA Flag

I have used Xpat for transferring money to India. Xpat offers much less wait times and better conversion rates than other big players. I was able to trasfer higher amounts as well through their advanced options.

StarStarStarStarStar

The safest way to
send, Period!

Effortless, quick, and secure money transfers to India.

  • Lock Icon on Xpat Representing Secure International Money Transfers and Account Protection 2FA Protection
  • Support Icon on Xpat for Accessing Customer Assistance and Money Transfer Help 24/7 Human Support Available
  • Certified Icon on Xpat Highlighting Trusted and Secure International Money Transfer Services PCI-DSS Certified Security
Security Illustration on Xpat Showing Safe and Protected International Money Transfers

Together, We Deliver Excellence

Partnering with industry leaders to ensure seamless and secure transfers.

AWS Logo on Xpat Highlighting Trusted Technology Partnerships for Secure Transfers
Cross River Logo on Xpat Highlighting Trusted Banking Partnerships for Secure Transfers
HyperVerge Logo on Xpat Highlighting Trusted Identity Verification Partnerships
JPMorgan Chase Logo on Xpat Highlighting Trusted Financial Partnerships for Transfers
Persona Logo on Xpat Highlighting Trusted Identity Verification Partnerships
Plaid Logo on Xpat Highlighting Trusted Banking Connectivity Partnerships
Sanctions.io Logo on Xpat Highlighting Trusted Compliance and Security Partnerships
AWS Logo on Xpat Highlighting Trusted Technology Partnerships for Secure Transfers
Cross River Logo on Xpat Highlighting Trusted Banking Partnerships for Secure Transfers
HyperVerge Logo on Xpat Highlighting Trusted Identity Verification Partnerships
JPMorgan Chase Logo on Xpat Highlighting Trusted Financial Partnerships for Transfers
Persona Logo on Xpat Highlighting Trusted Identity Verification Partnerships
Plaid Logo on Xpat Highlighting Trusted Banking Connectivity Partnerships
Sanctions.io Logo on Xpat Highlighting Trusted Compliance and Security Partnerships
AWS Logo on Xpat Highlighting Trusted Technology Partnerships for Secure Transfers
Cross River Logo on Xpat Highlighting Trusted Banking Partnerships for Secure Transfers
HyperVerge Logo on Xpat Highlighting Trusted Identity Verification Partnerships
JPMorgan Chase Logo on Xpat Highlighting Trusted Financial Partnerships for Transfers
Persona Logo on Xpat Highlighting Trusted Identity Verification Partnerships
Plaid Logo on Xpat Highlighting Trusted Banking Connectivity Partnerships
Sanctions.io Logo on Xpat Highlighting Trusted Compliance and Security Partnerships
AWS Logo on Xpat Highlighting Trusted Technology Partnerships for Secure Transfers
Cross River Logo on Xpat Highlighting Trusted Banking Partnerships for Secure Transfers
HyperVerge Logo on Xpat Highlighting Trusted Identity Verification Partnerships
JPMorgan Chase Logo on Xpat Highlighting Trusted Financial Partnerships for Transfers
Persona Logo on Xpat Highlighting Trusted Identity Verification Partnerships
Plaid Logo on Xpat Highlighting Trusted Banking Connectivity Partnerships
Sanctions.io Logo on Xpat Highlighting Trusted Compliance and Security Partnerships
AWS Logo on Xpat Highlighting Trusted Technology Partnerships for Secure Transfers
Cross River Logo on Xpat Highlighting Trusted Banking Partnerships for Secure Transfers
HyperVerge Logo on Xpat Highlighting Trusted Identity Verification Partnerships
JPMorgan Chase Logo on Xpat Highlighting Trusted Financial Partnerships for Transfers
Persona Logo on Xpat Highlighting Trusted Identity Verification Partnerships
Plaid Logo on Xpat Highlighting Trusted Banking Connectivity Partnerships
Sanctions.io Logo on Xpat Highlighting Trusted Compliance and Security Partnerships
AWS Logo on Xpat Highlighting Trusted Technology Partnerships for Secure Transfers
Cross River Logo on Xpat Highlighting Trusted Banking Partnerships for Secure Transfers
HyperVerge Logo on Xpat Highlighting Trusted Identity Verification Partnerships
JPMorgan Chase Logo on Xpat Highlighting Trusted Financial Partnerships for Transfers
Persona Logo on Xpat Highlighting Trusted Identity Verification Partnerships
Plaid Logo on Xpat Highlighting Trusted Banking Connectivity Partnerships
Sanctions.io Logo on Xpat Highlighting Trusted Compliance and Security Partnerships
Xpat Mobile App for Fast and Effortless Money Transfers from the USA to India

Because sending money should feel Effortless.

Download the Xpat Mobile App from the App Store for Money Transfers to IndiaDownload the Xpat Mobile App from Google Play for Money Transfers to India